Looking for your next car but don’t know which type fits your lifestyle, location, or budget? In this guide, we’ll break down the most popular types of cars in the Philippines—complete with real-world tips, 2025-ready model suggestions, and what you need to know about car categories, vehicle types, road taxes, toll fees, and flexible financing.
Sedan: Classic and Practical Choice in the Types of Cars in the Philippines
A sedan is a four-door passenger vehicle characterized by its three-box design, which distinctly separates the engine, passenger cabin, and trunk compartments. This design typically accommodates four to five passengers comfortably, making sedans a staple in the types of cars in the Philippines due to their balance of space, fuel efficiency, and affordability.
Ideal for
- Small families and professionals who need a reliable daily commuter
- Grab and TNVS drivers seeking a fuel-efficient yet comfortable ride for city driving
Perfect for
- Urban landscapes like Metro Manila with heavy traffic and flat, paved roads
- Highway driving and city-to-province trips on well-maintained routes
Budget
Many sedan models start at under ₱700,000, making them an accessible choice for entry-level buyers and first-time car owners.
Popular 2025 Sedan Models in the Philippines
- Toyota Vios
- Honda City
- Nissan Almera
These models are known for their proven reliability, efficient fuel consumption, and readily available spare parts in the local market.
LTO/TRB Classification
Sedans are classified as Class 1 vehicles by the LTO and TRB in the Philippines, which generally means lower road taxes and toll fees compared to larger or heavier vehicles.
Loan Tip
Sedans are highly suitable for entry-level car loans with low amortization rates, ideal for budget-conscious buyers. SAFC offers flexible financing options that accommodate a variety of budgets, helping Filipino buyers navigate car ownership costs easily.
Hatchback: City-Friendly and Smart Choice Among Car Types in the Philippines
A hatchback is a compact vehicle featuring a rear door that swings upward, providing direct access to the cargo area. This smart design comes with a surprising storage flexibility, making hatchbacks increasingly popular among the types of cars in the Philippines for everyday commutes and city errands.
Ideal for
- First-time car buyers, university students, and young professionals who need an affordable and practical ride
- Urban dwellers prioritizing easy maneuverability through tight streets and busy parking lots
Perfect for
- Narrow city roads and congested areas like Makati, BGC, and Cebu IT Park
- Tight parking spaces where every inch counts, making hatchbacks one of the most common car types for city living
Budget
With prices starting as low as ₱600,000, hatchbacks are among the most budget-friendly vehicle types for new owners or families seeking a second car.
Popular 2025 Hatchback Models in the Philippines
- Suzuki Swift
- Honda Brio
- Toyota Wigo
These models stand out for their modern looks, impressive fuel economy, and agile performance—perfect for Metro lifestyles.
LTO/TRB Classification
Hatchbacks fall under Class 1 vehicles in the class 1 2 3 vehicles Philippines guidelines, meaning they qualify for lower toll rates and minimal road tax burdens compared to larger vehicles.
Loan Tip
Hatchbacks often require minimal downpayments and entail lower monthly amortization, ideal for those on a student or starter salary. With low maintenance costs and budget-friendly ownership, SAFC offers flexible financing packages tailored for hatchback buyers, ensuring an affordable path to your first car.
SUV: A Rugged Powerhouse Vehicle Type
An SUV (Sport Utility Vehicle) is known for its high ground clearance, robust build, and spacious interior, making it one of the most sought-after types of cars in the Philippines. Designed with versatility in mind, SUVs are built to handle a mix of daily commutes, family road trips, and rough provincial terrain.
What Makes SUVs Stand Out?
- High ground clearance—easily tackles uneven roads and floods common in many parts of the country.
- Durable rugged build, built for both city streets and off-road escapades, making SUVs a preferred choice among the various car categories and vehicle types available.
Ideal for
- Big families needing three rows of seats and generous cargo space.
- Adventurers who love out-of-town trips, camping, or exploring rural landscapes.
- Status-conscious drivers who want a commanding presence and added comfort.
Perfect for
- Long provincial drives and family vacations
- Rural areas where road conditions can be unpredictable
- Flood-prone zones in and around Metro Manila and other urban centers
Budget
SUV pricing typically starts around ₱1.05 million, with premium trims and larger models costing significantly more—reflecting their advanced features and all-terrain capabilities.
Popular 2025 SUV Models in the Philippines
- Toyota Fortuner
- Mitsubishi Montero Sport
- Nissan Terra
These popular car types are well-equipped for Filipino roads and lifestyles, balancing reliability, style, and functionality.
LTO/TRB Classification
Depending on size and axle count, SUVs are classified as Class 1 or Class 2 vehicles by the LTO and TRB. This status affects toll rates:
- Smaller, unmodified SUVs usually fall under Class 1 (lower tolls).
- Bigger, wider SUVs (or those with additional modifications) may be bumped up to Class 2 in the class 1 2 3 vehicles Philippines classification—make sure to check specs before purchase for budget planning.
Loan Tip
SAFC offers flexible financing specifically tailored for brand-new SUVs—including longer terms and higher loan amounts for eligible buyers. With SUVs’ higher price tags, SAFC’s customized solutions ensure your dream SUV remains within reach, whether you’re upgrading your family vehicle or planning your next adventure.
MPV (Multi-Purpose Vehicle): Practical Versatility Among Vehicle Types in the Philippines
An MPV (Multi-Purpose Vehicle) is a mid-size, family-friendly car designed with flexible seating—typically 7 seats—with foldable or sliding configurations to maximize passenger and cargo space. As one of the popular vehicle classifications in the Philippines, MPVs offer a practical balance between passenger comfort and utility, ideal for everyday family life and errands.
Ideal for
- Families and OFW households who need spacious, reliable transport for daily activities and reunions
- Barangay errands and community service travels where group transport flexibility is key
Perfect for
- Both city driving and provincial trips, comfortably navigating urban roads and rural highways alike
Budget
Prices for MPVs commonly range from ₱950,000 to ₱1.3 million, offering good value across versatile models suited for Filipino lifestyles.
Popular 2025 MPV Models in the Philippines
- Mitsubishi Xpander
- Toyota Innova
- Suzuki Ertiga
These models are known for their spacious cabins, fuel efficiency, and family-oriented features like multiple USB ports, safety airbags, and adjustable seats.
LTO/TRB Classification
MPVs are classified as Class 1 vehicles in road regulations, meaning generally favorable toll fees and road tax compared to larger vehicles.
Loan Tip
For families and individuals eyeing multi-purpose use, SAFC provides tailored loan options that consider your lifestyle needs and budget, making ownership more attainable through flexible terms and manageable monthly payments.
Van: Spacious and Reliable Among the Popular Car Types in the Philippines
A van is a high-capacity vehicle built to carry large groups of passengers—up to 18 people—or bulky cargo, making it a go-to choice for families, business owners, and public transport operators. As one of the common vehicle types in the Philippines, vans provide versatility whether for commuting, fleet operations, or long provincial trips.
Ideal for
- Large families needing room for everyone and their belongings
- UV Express operators and shuttle services transporting multiple passengers
- Business owners requiring a reliable vehicle for deliveries or group transport
Perfect for
- Provincial routes and highways, where space and comfort are priorities
- Fleet use by companies, schools, barangay units, or shuttle services
Budget
Popular models typically start around ₱1.4 million, with prices varying depending on specifications, seating capacity, and luxury features.
Popular 2025 Van Models in the Philippines
- Toyota Hiace, priced from about ₱1.2 million up to over ₱2.5 million depending on variant and features
- Nissan Urvan, ranging from around ₱1.24 million to ₱2.1 million for higher trims
These vans are well-regarded for their durability, seating capacity, and engine performance suitable for both city and provincial driving.
LTO/TRB Classification
Vans are classified as Class 1 or Class 2 vehicles depending on size and height, which impacts toll fees and road taxes under the class 1 2 3 vehicles Philippines system. Larger or high-roof vans may fall under Class 2, resulting in slightly higher toll fees.
Loan Tip
Vans qualify for business-use financing options at SAFC, offering specialized loan packages with flexible terms to support entrepreneurs, fleet operators, and family buyers. Financing plans help manage higher upfront costs and make vans more accessible for various budgets.
Pickup Truck: Tough and Versatile Types of Cars
A pickup truck is characterized by its cargo bed at the back and high torque engine, making it ideal for hauling goods and handling rugged terrain. Among the popular types of cars in the Philippines, pickups offer a practical blend of durability and utility, favored by business owners and those living in rural or off-road areas.
Ideal for
- Business owners and entrepreneurs who need a dependable vehicle for deliveries and transporting equipment
- Rural residents and farmers requiring tough vehicles for rough roads and heavy loads
Perfect for
- Hauling construction materials, farm produce, or bulky items
- Off-road adventures and long drives in flood-prone or rough provincial areas
Budget
Pickup trucks in 2025 typically range from ₱1.1 million to ₱1.6 million, with prices depending on brand, engine specs, and features.
Popular 2025 Pickup Truck Models in the Philippines
- Toyota Hilux
- Ford Ranger
- Mitsubishi Strada
These pickups are acclaimed for their toughness, reliability, and increasingly advanced tech and safety features, such as 360-degree cameras and Apple CarPlay in higher trims.
LTO/TRB Classification
Pickups are classified as Class 1 or Class 2 vehicles depending on size and modifications. Stock pickups usually fall under Class 1, but if lifted or fitted with a canopy, they may be classified as Class 2, which affects toll fees and road taxes.
Loan Tip
Pickup trucks are great candidates for multi-purpose loan applications, combining personal and potential business use. SAFC offers flexible loan plans tailored to entrepreneurs and working professionals, making it easier to own a robust pickup truck without breaking the bank.
Crossover: The Stylish and Practical Vehicle Type in the Philippines
A crossover is a compact SUV that combines the rugged look and higher driving position of an SUV with the smooth, car-like handling of a sedan. As a popular choice among the types of cars in the Philippines, crossovers offer versatility, comfort, and efficient driving, perfectly blending city convenience with the occasional out-of-town adventure.
What Makes Crossovers Stand Out?
- Built on a unibody chassis (car platform), making them lighter and more fuel-efficient than traditional SUVs
- Elevated ride height and spacious interiors provide better visibility and passenger comfort
- Ideal for drivers seeking sedan-like drivability with the added benefits of an SUV
Ideal for
- Young professionals and small families looking for a stylish but practical daily driver
- Those who enjoy weekend road trips but mostly drive in urban or suburban settings
Perfect for
- City commuting with smooth handling in traffic-heavy areas like Metro Manila
- Occasional provincial or leisure drives on highways and paved rural roads
Budget
Crossovers typically range from ₱1 million to ₱1.3 million, making them an affordable entry point into SUVs and larger car categories.
Popular 2025 Crossover Models in the Philippines
- Kia Seltos
- Mazda CX-30
These models are highly regarded for their modern features, fuel efficiency, and competitive pricing in the popular car types segment.
LTO/TRB Classification
Crossovers are considered Class 1 vehicles under the class 1 2 3 vehicles Philippines system, which usually means they benefit from lower road tax and toll fees compared to larger SUVs or commercial vehicles.
Loan Tip
Crossovers represent a great option for buyers wanting entry-level SUV features while keeping monthly expenses manageable. SAFC provides flexible loan plans and financing options that make owning a crossover easier, especially for those transitioning from smaller cars.
Coupe: Sporty and Stylish Vehicle Type in the Philippines
A coupe is typically a two-door car known for its sporty styling and sleek, aerodynamic design. It often features a lower, more compact body compared to sedans, emphasizing style and performance over maximum passenger space. In the types of cars in the Philippines, coupes stand out as premium or enthusiast vehicles perfect for drivers who prioritize driving experience and aesthetic appeal.
Ideal for
- Solo drivers and car enthusiasts who enjoy sporty handling and a stylish ride
- Those who want a distinctive vehicle for highway cruising or urban driving
Perfect for
- Smooth highway drives and urban cruising where maneuverability and style matter
- Areas with well-paved roads, typically city and suburban environments
Budget
Coupes usually start at around ₱1.5 million and up, reflecting their premium nature and performance features.
Popular 2025 Coupe Models in the Philippines
- Toyota 86
- Mazda MX-5
These models are favored for their sporty engines, sleek profiles, and driver-focused dynamics—making them some of the most popular car types for those seeking an exciting driving experience.
LTO/TRB Classification
Coupes are classified as Class 1 vehicles under Philippine vehicle classification, which means they enjoy lower road taxes and toll fees compared to larger or commercial vehicles.
Loan Tip
If you’re eyeing a premium coupe, inquire about SAFC’s downpayment minimization programs to make ownership more accessible. Flexible loan plans help reduce upfront costs without compromising the thrill of owning a sporty car.
Sports Car: High-Performance Excitement Among Car Types in the Philippines
A sports car is a high-performance, usually two-seater vehicle built for thrilling speed, agile handling, and eye-catching style. Representing the most dynamic of the types of cars, sports cars are engineered for drivers who seek premium performance and highway exhilaration over cargo space and practicality.
Ideal for
- Passionate drivers and car enthusiasts who enjoy the rush of acceleration and sharp cornering
- Weekend cruisers wanting an attention-grabbing ride for expressway escapes
Perfect for
- Smooth expressways and open highways where speed limits are higher and road surfaces are optimal
- Car shows, enthusiast gatherings, and scenic city cruising for those who appreciate style and performance
Budget
Sports cars are considered a premium purchase, with 2025 models starting at ₱2 million and above. Expect higher costs for maintenance, insurance, and premium fuel—fitting their high-end position among popular car types.
Popular 2025 Sports Car Models in the Philippines
- Nissan Z
- Toyota GR Supra
These cars are celebrated for their powerful engines, lightweight frames, and advanced driving technology, making them top picks for those drawn to performance and prestige within the vehicle classification in the Philippines.
LTO/TRB Classification
Sports cars are typically categorized as Class 1 vehicles under vehicle classification in the Philippines, keeping toll and road tax rates lower despite their substantial horsepower and top speeds.
Loan Tip
For higher-value sports cars, pre-approval of your SAFC car loan streamlines the purchase process and boosts your negotiating power on insurance and add-ons—essential for prestige-level vehicles.
Convertible: Stylish Open-Air Driving Among the Vehicle Classification in the Philippines
A convertible is a passenger car featuring a retractable roof that can be folded down or removed, allowing drivers and passengers to enjoy open-air driving. This design combines the versatility of a coupe with the freedom of an open-top experience, making convertibles a distinctive and stylish choice among the types of cars in the Philippines.
Ideal for
- Leisure drivers and car enthusiasts who enjoy scenic drives and the fresh air
- Those seeking a fun, eye-catching vehicle for weekend cruising or special occasions
Perfect for
- Coastal roads and scenic highways where open-air driving enhances the experience
- Urban or suburban areas with good weather and smooth roads
Budget
Convertibles generally start at around ₱2.5 million and up, reflecting their premium positioning and specialty appeal.
Popular 2025 Convertible Models in the Philippines
- Mazda MX-5 RF
- Mini Convertible
These models strike a balance between sporty performance and elegant design, making them sought-after among the popular car types for those wanting an enjoyable and stylish ride.
LTO/TRB Classification
Convertibles are classified as Class 1 vehicles under the class 1 2 3 vehicles Philippines system, which means they benefit from relatively lower toll fees and road taxes compared to larger vehicle classes.
Loan Tip
If you’re considering a premium vehicle like a convertible, ask SAFC about specialized car financing plans for luxury and leisure vehicles.
Which Car Type Is Right for You?
Choosing the right vehicle can be overwhelming given the many types of cars in the Philippines available today. To simplify your decision, here’s a quick use-case-based summary that matches car categories to your lifestyle, budget, and location needs.
Match Your Needs to Popular Car Types
- Big family or weekend traveler? Go for an SUV or MPV—these offer spacious interiors, multiple seating, and ruggedness for provincial or flood-prone areas.
- Grab driver or carpool service operator? Choose a sedan or van for comfort, fuel efficiency, and passenger capacity ideal for transport services.
- City commuter needing easy parking? Consider a hatchback or crossover; their compact size and maneuverability are perfect for urban traffic and tight spaces.
- Business owner hauling cargo? A pickup truck is your best bet for tough work, heavy loads, and off-road capability.
- On a tight budget? Hatchbacks priced under ₱700k offer great value with low maintenance and financing ease.
- First-time buyer or young professional? Sedans and crossovers provide a great balance between style, comfort, and affordability.
- Living in a flood-prone area? Opt for an SUV with higher ground clearance to navigate challenging roads safely.
Financial Empowerment and More Resources
Choosing the right car also means understanding financing and ownership costs. SAFC offers flexible loan solutions tailored to each car type, helping Filipino buyers make smart financial decisions.
For additional guidance, explore these informative resources:
