Truck Loan Philippines – Flexible Financing Solutions for Your Business
Get flexible financing for new and used trucks with SAFC. Quick approval, competitive rates, and personalized service for your business needs.
Why Choose SAFC Truck Loan?
At SAFC, we understand the unique needs of businesses that rely on trucks for their daily operations. That’s why our Truck Loan is designed with your success in mind. Whether you're expanding your fleet or upgrading your current vehicles, SAFC offers flexible financing solutions with loan amounts of up to 80% of your truck’s appraised value.With repayment terms ranging from 12 to 60 months, you’ll find a plan that fits your budget and cash flow. Our competitive interest rates ensure that you get the best possible deal, while our fast approval process, with loans granted in as little as 1-3 days, ensures that your business stays on the move without unnecessary delays.We also understand that each business is unique, so we offer both brand-new and pre-owned trucks as eligible collateral, giving you a range of options.Inquire easily online or through any of our branches nationwide, and enjoy a hassle-free loan experience that’s transparent and designed to help your business grow. Choose SAFC for a trusted partner in your business’s growth.
What Can You Finance?
Whether you’re acquiring a brand-new truck or a reliable pre-owned vehicle, we offer competitive rates with flexible terms, fast approval, and up to 80% loan coverage for your business needs.
Brand New Truck Financing
Get the best rates and terms for your brand new truck with our comprehensive new truck financing program.
- Fast Loan Processing
- Up to 84 months repayment terms
- Dedicated Support Team
- Wide Vehicle Selection
- No Hidden Fees
Used Truck Financing
Quality pre-owned trucks deserve quality financing. Our used truck loans offer competitive rates and flexible terms.
- Fast Loan Processing
- Up to 72 Months Repayment Terms
- Vehicles up to 10 Years Old
- Pre-purchase Inspections
- Affordable Monthly Payments
Popular Business Applications
Logistics & Delivery
E-commerce fulfillment, last-mile delivery, courier services.
Construction
Material transport, equipment hauling, construction site logistics.
Agriculture
Support tuition, school supplies, or online learning tools for your kids or even for your own upskilling.
Manufacturing
Raw material transport, finished goods delivery, industrial logistics.
Food Service
Restaurant supply, catering services, food distribution.
Waste Management
Garbage collection, recycling services, waste transport.
Truck Loan Eligibility Requirements
Simple and straightforward requirements to qualify for truck financing. Check if you meet our basic criteria and prepare your documents.
Borrower’s Basic Qualifications
- Must be a Filipino citizen
- 21 – 65 years old
- Has a steady source of income
- Has a working mobile number or landline
Primary Documents (Required)
- Photocopy of OR/CR
- Offer to Sell / Acknowledgement Receipt
- Completely Filled-out Application Form
- Three (3) pcs 2×2 Pictures
- Photocopy of 2 Valid Government IDs
- Latest Proof of Billing (under borrower or household)
- Marriage Certificate (if married)
Additional Documents (Proof of Income)
For Locally Employed Individuals:
- Latest Certificate of Employment (COE)
- Company ID
- Three (3) Latest Payslips or Payroll ATM (Bank Statement)
For Self-Employed Individuals:
- Latest Business Permit
- DTI/SEC Registration
- Three (3) Months Latest Bank Statement
For Employed Overseas (OFWs) / Receiving Remittances:
- Contract of Employment
- Proof of Remittance or Allotment
- VISA or E-Receipt (For OFWs)
- Seaman’s Book (For Seamen)
Vehicle Qualifications
- Car models from 2012 and up
- Vehicle must be in good running and physical condition
- Accepting Japanese, Korean, Chinese, and American brands
Don’t Meet All the Requirements?
Our team can help you find alternative solutions. Co-borrowers, guarantors, or collateral arrangements may help strengthen your application.
How SAFC’s Truck Loan Philippines Works
Get your truck financing approved in 3 easy steps. Our streamlined process ensures quick approval and minimal hassle for your business.
1
Submit Application
Visit a branch or apply online. Submit the necessary documents.
- Complete application form
- Submit required documents
- Choose your preferred car
- Initial consultation with our team
2
Credit Investigation & Evaluation
Quick processing in 1 business day.
- Credit background check
- Income verification
- Business evaluation
- Loan amount assessment
2
Loan Approval & Release
Visit a branch or apply online. Submit the necessary documents.
- Final document signing
- Loan agreement completion
- Fund release process
- Truck registration assistance
Service Coverage
We are proud to offer our Truck Loan service across the Philippines. Whether you're in Metro Manila, Cavite, Laguna, Bulacan, or other provinces, we are here to help you get the funding you need. Our extensive coverage ensures that you can access our services no matter where you are.
Ready to Get Your Car Loan Today?
Start your application today and get approved in as fast as 1 business day.