PASIG CITY—SAFC recorded ₱1.48 billion in loan releases across in the third quarter of 2026, up 18.78% from the same period last year, driven largely by sustained demand for vehicle financing among Filipino households and entrepreneurs.
Monthly disbursements rose steadily across 2,860 accounts throughout the quarter from ₱473.41 million in July to ₱478.64 million in August and ₱527.35 million in September, marking a new sales milestone amid the BER-month uptick in vehicle purchases ahead of the holidays.
“Beyond SAFC’s sales milestones, these achievements represent Filipinos who now have the financing they need to move forward, whether by providing a vehicle for their livelihood or access to new opportunities,” SAFC President and CEO Maricel D. Dejongoy said.
“We are proud of what the SAFC team has built this quarter, and we remain committed to sustaining this momentum and expanding our impact,” Dejongoy added.
In terms of product performance, Pre-Owned Car Financing led with ₱592.55 million in disbursements, followed by Car Refinancing (Sangla OR/CR) at ₱538.25 million and Truck Refinancing (Sangla OR/CR) at ₱205.14 million. Together, the three products generated over ₱1.34 billion, accounting for approximately 90% of SAFC’s total disbursements in Q3.
Within the refinancing segment, JUANAsenso Car Refinancing and Truck Refinancing contributed ₱175.54 million and ₱98.15 million, respectively, reflecting the growing demand among women entrepreneurs who are leveraging vehicle assets to finance and grow their businesses.
“As we grow our disbursements, we remain focused on keeping our portfolio healthy through consistent borrower engagement and sound credit standards. For us, sustainable growth means reaching more customers while maintaining loan quality,” said SAFC Chief Operating Officer Azenith S. Cabrera.
As of end-September 2026, 97.7% of SAFC’s ₱6.7-billion loan portfolio was performing, a reflection of the company’s credit assessment standards and its proactive approach to borrower engagement. The non-performing loan ratio stood at 2.3%.
For the fourth quarter, SAFC will focus on closer coordination with its branches and sales partners, improved customer touchpoints, and expanding product access in underserved markets.
With more than 100 locations across Luzon, Visayas, and Mindanao, SAFC caters to individuals, entrepreneurs, and businesses through its diverse loan portfolio. The company continues to uphold its “Financing Made Easy” promise by reaching markets that remain underserved.
