Car Loan – Fast Approval for Brand-New & Used Cars

Get pre-qualified in as fast as 1 business day. Flexible car financing for employed professionals, self-employed borrowers, OFWs, and first-time car buyers — with nationwide coverage across the Philippines.

Why Choose SAFC for Your Car Loan?

Owning a car in the Philippines is a big decision. At SAFC, we make the financing part easy — so you can focus on choosing the right vehicle, not worrying about the paperwork.

Fast Approval Process

Nobody wants to wait weeks to find out if they qualify. SAFC's credit evaluation process is built for speed. Most applicants receive a decision in as fast as 1 business day — so you can move forward with confidence, not uncertainty.

Flexible Financing Terms

Whether you're buying brand-new or financing a quality pre-owned vehicle, we offer repayment terms that fit your budget and lifestyle. Choose a schedule that works for you, not one that strains your monthly cash flow.

Nationwide Coverage

No matter where you are in the Philippines — Metro Manila, Cebu, Davao, or beyond — SAFC has branches and dealer partners to serve you. Our nationwide network means you get the same fast, reliable service wherever you are.

Car Financing Options Available

SAFC offers two types of vehicle financing. Each is designed for a different situation — so whatever your goal, there’s a program built for you.

Brand New Car Financing

Enjoy the best rates and flexible terms on our brand new car financing program, perfect for first-time buyers or car upgrade plans.

Used Car Financing

We offer flexible, reliable financing for quality pre-owned vehicles—because a great car doesn’t always have to be brand new.

Who Can Apply for a Car Loan?

First-Time Buyers

Build your credit and drive your first car without breaking the bank.

Business Owners

Expand operations with a second vehicle or delivery van.

Employed Professionals

Turn your steady income into your first or next car with financing that fits your monthly budget.

Self-Employed Professionals

We know your income may vary, but that shouldn’t stop you from getting a car loan.

OFWs

Finance a car in the Philippines while working abroad—secure your family’s future.

TNVS & Rideshare Drivers

Planning to drive for Grab, Joyride, or other TNVS platforms? We’ll help you finance a compliant vehicle.

Car Loan Requirements and Eligibility

To ensure a smooth and efficient loan application process, here’s a clear list of the documents you’ll need to submit. Having everything ready will help you get your Car Loan approved faster.

Borrower’s Basic Qualifications

Proof of Income (Required)

For Locally Employed Individuals:

For Self-Employed Individuals:

For Employed Overseas (OFWs) / Receiving Remittances:

Vehicle Qualifications

💡Don’t Meet All the Requirements?

Our team can help you find alternative solutions. Co-borrowers, guarantors, or collateral arrangements may help strengthen your application.

How SAFC’s Car Loan Works

At SAFC, we’ve made the Auto loan process fast, simple, and transparent. Need cash for business, emergencies, or personal use? Just follow these 3 easy steps:

01

Submit Application

Visit a branch or apply online. Submit the necessary documents.

02

Credit Investigation & Evaluation

Quick processing in 1 business day.

03

Loan Approval & Release

Once approved, complete the final requirements and proceed with the release process.

Service Coverage

We are proud to offer our Auto Loan service across the Philippines. Whether you’re in Metro Manila, Cavite, Laguna, Bulacan, or other provinces, we are here to help you get the funding you need. Our extensive coverage ensures that you can access our services no matter where you are.

Ready to Get Your Car Loan Today?

No complicated paperwork. No hidden charges. Just a smooth path to owning the car you need—whether for family, business, or personal growth. Let SAFC help you make it happen.