Sangla OR/CR Loan in the Philippines – Fast & Easy Financing

Unlock the Value of Your Vehicle with SAFC’s OR/CR Loan – No Need to Sell Your Car or Truck!

What is a Sangla ORCR Loan?

A Sangla ORCR loan lets you use your car’s Official Receipt (OR) and Certificate of Registration (CR) as collateral to secure a loan while keeping your vehicle. Get the cash you need without losing your ride.

Here’s why SAFC is the trusted choice for your OR/CR loan needs:

Fast Disbursement 

Get your cash within 24 hours of approval. Emergency funds when you need them most.

Low-Interest Rates

Enjoy one of the lowest rates in the market—starting at just 1.25% per month, making repayment easier on your budget.

Secure and Licensed

SAFC is a registered financing company, so you can trust that your transaction is secure and legal.

What Can You Use as Collateral?

If you’re a private car owner or managing a fleet of commercial trucks, SAFC’s Car Sangla OR/CR and Truck Sangla OR/CR Loans give you fast cash without giving up your vehicle. Keep driving while we help you fund what matters most.

Car Sangla OR/CR

Unlock the value of your private vehicle without surrendering it. Our Car OR/CR loan is perfect for personal financial needs.

Truck Sangla OR/CR

Need extra funds for your transport or logistics business? Use your truck’s OR/CR and still operate as usual.

Common Use Cases

Business Capital or Expansion

Use your car’s OR/CR to open new branches, upgrade your shop, or grow operations—without letting go of your vehicle.

Emergency Medical Expenses

When health comes first, use your OR/CR to access fast funds for hospital bills, procedures, or medicine.

Education Expenses

Support tuition, school supplies, or online learning tools for your kids or even for your own upskilling.

Home Renovation or Repairs

Need to fix a leaking roof, repaint, or upgrade your kitchen? Use your vehicle’s OR/CR to fund home improvements.

SME Growth Projects

From rebranding to process improvements, ORCR loans can support long-term projects that help your business level up.

Debt Consolidation

Simplify your finances—combine high-interest debts into one low-interest loan using your car’s OR/CR.

Accepted Vehicle Types for Sangla ORCR Loans

Private Cars

Sedans, hatchbacks, and SUVs used for personal or family purposes.

TNVS and Ride-Hailing Cars

Grab, JoyRide, or other app-based vehicles actively used for transport services.

Second-Hand Vehicles

Pre-owned vehicles in good condition with complete documents, available for models from 2012 and up.

Sangla OR/CR Eligibility Requirements

To ensure a smooth and efficient loan application process, here’s a clear list of the documents you’ll need to submit. Having everything ready will help you get your Sangla OR/CR loan approved faster.

Borrower’s Basic Qualifications

Primary Documents (Required)

Photocopy of OR/CR
Offer to Sell / Acknowledgement Receipt
Completely Filled-out Application Form
Three (3) pcs 2×2 Pictures
Photocopy of 2 Valid Government IDs
Latest Proof of Billing (under borrower or household)
Marriage Certificate (if married)

Additional Documents (Proof of Income)

For Locally Employed Individuals:

For Self-Employed Individuals:

For Employed Overseas (OFWs) / Receiving Remittances:

Vehicle Qualifications

Trucks
Accepted: 10 years old and below (based on first registration in the Official Receipt)
Condition: Must be in good physical and running condition
6-Wheeler Trucks: All brands accepted
10-Wheeler Trucks: Only China and Japan models accepted

Don’t Meet All the Requirements?

Our team can help you find alternative solutions. Co-borrowers, guarantors, or collateral arrangements may help strengthen your application.

How SAFC’s Sangla ORCR Loan Works

At SAFC, we’ve made the Sangla ORCR loan process fast, simple, and transparent. Need cash for business, emergencies, or personal use? Just follow these 3 easy steps:

01

Submit Application

Visit your nearest SAFC branch or fill out the Application Form and email it to your chosen branch. Prepare the basic documents needed. Our product experts are ready to guide you every step of the way!

02

Vehicle Inspection & Loan Approval

After submitting your documents, our team will conduct a quick inspection to evaluate your vehicle’s condition and value. You’ll receive your loan approval within 1 business day—no long waits, no hidden steps.

03

Loan Disbursement & Repayment

Once approved, your loan is released immediately—so you can use the cash right away. Enjoy affordable monthly payments with low interest and repayment terms tailored to your needs—up to 5 years.

Service Coverage

We are proud to offer our Sangla OR/CR loan service across the Philippines. Whether you’re in Metro Manila, Cavite, Laguna, Bulacan, or other provinces, we are here to help you get the funding you need. Our extensive coverage ensures that you can access our services no matter where you are.

Need Extra Funds But Can’t Afford to Let Go of Your Car?

With SAFC’s Sangla ORCR Loan, you get fast cash without giving up your vehicle. Keep driving while your loan works for you. Click below to start your no-pressure application. It’s quick, easy, and commitment-free.