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We’re here to simplify things for you—just let us know how we can support you.
Frequently Asked Questions (FAQs)
Confused about any part of your loan journey with SAFC? We’ve put together helpful FAQs to make your loan application easier. Find answers to your most common questions here!
Thinking of Applying for a Loan?
We’re here to clear up any questions you may have about our loan application process.
What are your loan services?
We make financing easier with these flexible loan services that you can explore:
- Sangla OR/CR (without taking the unit)
- Sangla Titulo
- Brand New and Seconhand Car Financing
- Brand New and Secondhand Truck Financing
- JUANAsenso Loan (for women entrepreneurs)
What are the requirements to apply for a loan?
Each loan service has its own set of requirements, but here are the basic requirements to get you started:
- Filled-out application form
- 2pcs. 2x2 pictures
- Photocopy of 2 valid IDs
- Latest proof of billing
- Latest proof of residency
- Documented Proof of Income
- Documented Proof of Income
If Locally Employed:
- Latest Certificate of Employment (COE)
- Company ID
- Three Months (3) Latest Payslip / Payroll ATM (Bank Statement)
If Self-Employed:
- Latest Business Permit
- DTI / SEC Permit
- Three (3) Months Latest Bank Statement
If Employed Abroad / Receiving Remittance:
- Contract of Employment
- Proof of Remittance / Allotment
- VISA / E-Receipt (For OFW)
- Seaman’s Book (For Seaman)
For the full list of requirements, kindly visit the loan service that you’re interested in [here].
How can I apply for a loan in SAFC?
- Talk to a Loan Advisor – You can easily connect with any of our accredited SAFC Loan Advisors nationwide. They’re always ready to assist you with your loan application—no pressure just help.
- Call the Nearest Branch – Prefer to talk to someone? Give your nearest SAFC branch a call. Find a branch near you [here].
- Apply Online – You can also apply from the comfort of your home. Just click [here] or send us a message on our official SAFC Facebook page.
- Visit Us In Person – For a more personalized experience, drop by any SAFC branch. Don’t forget to bring your requirements to speed up the process!
Do I need to pay anything to apply?
How will I know if my loan is approved?
Once your loan is approved, a member of our SAFC team will call you directly. They’ll walk you through the next steps and how to claim your loan proceeds.
How will I receive my loan proceeds?
Loan disbursement options include: Bank deposit and Check. We’ll guide you through the best option for you.
What to Know While Paying your Loan
Here’s what you should keep in mind to ensure smooth loan repayment.
How do I pay my monthly dues?
You have the option to pay online or in person at any of our partner payment centers nationwide — check them out [here].
What will happen if I miss a payment?
If you miss a payment, some late fees may apply, but don’t worry. Reach out to us as soon as you can so we can help you sort things out and avoid further issues. Continuous missed payments could lead to repossession, so it’s best to stay connected with us.
I’m having troubles with my payments. What should I do?
We’re here to help! Please contact our [Customer Service] so we can discuss the best possible solution for you.
I lost track of my remaining balance. What can I do?
No worries! You were given a payment schedule with your due dates and amounts when you signed your contract. If you’ve misplaced it, you can easily request a Statement of Account (SOA) from SAFC [Customer Service]—we’ll be happy to assist you.
Finished your loan?
When can I get my OR/CR or land title back?
Can I renew my loan even if I still have an existing balance?
How do I renew my loan?
- Get in touch with our [Renewal Team]
- Visit any [SAFC branch] near you
- Reach out to your previous Loan Advisor

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Applying for a Loan? Watch This First
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Ready to Take the Next Step?
Our financial experts are ready to help you find the perfect solution for your needs.