JuanTahanan Housing Loan: Para sa Bahay na Tiyak na Abot-Kaya
Why Choose SAFC JuanTahanan Housing Loan?
At SAFC, we believe every Filipino deserves a home they can call their own. That’s why our JuanTahanan Housing Loan is designed to make homeownership simple, flexible, and affordable for you and your family.
Here’s why JuanTahanan is your trusted partner in building your dream home:
Low Interest Rates
Enjoy rates as low as 0.80% per month—making your monthly payments lighter and easier to manage.
Flexible Terms
Choose a repayment plan that fits your lifestyle, with loan terms of up to 15 years.
Nationwide Coverage
Whether you’re in NCR, major cities, or provinces, we’ve got you covered.
Who Can Benefit from JuanTahanan?
JuanTahanan Housing Loan is for every Juan and Juana working hard to achieve their dream home. Whatever stage of life you’re in, our housing loan is here to support your journey to homeownership.
Young Professionals
For those ready to take the next step—owning a condo, townhouse, or starter home.
Parents and Providers
Perfect for breadwinners who want to secure a comfortable and permanent place for their family.
Newlyweds & Starting Families
For couples taking their first big step—building a strong foundation for their new life together.
First-Time Home Buyers
Ideal for individuals or couples ready to buy their very first home and start building their future together.
Growing Families
Perfect for families who need a bigger space or want to move into a better neighborhood.
OFWs and Returning Filipinos
Designed for overseas workers who want to build or buy a home for their loved ones in the Philippines.
Ways to Use Your JuanTahanan Home Loan
Buy a New Home
Move into your dream house without worrying about high upfront costs.
Turn Your Property Into Passive Income
Buy an extra unit one to rent out and earn monthly income.
Invest in Property
Purchase land or a townhouse unit as part of your long-term investment goals.
Get a Second Home or Rest House
Own a vacation home where your family can relax—or a rental property that earns while you rest.
Family Investment
Turn your home into a lasting investment that your loved ones can depend on.
Lot Acquisition
Secure a property lot where you can build your family’s future home.
Properties You Can Finance
Single-Detached Homes
Fully built or under-construction standalone houses suitable for personal or family use.
Condominiums
Units in secure, accessible developments — ideal for city living or investment.
Townhouses
Modern homes designed for comfort and community, available in prime suburban areas.
Vacant Lots
Residential lots within developed communities where you can build your dream home.
Socialized Housing
Government-supported homes designed to help families achieve affordable homeownership.
Low-Cost Housing
Affordable private properties for families looking for budget-friendly yet reliable home options.
JuanTahanan Housing Loan Eligibility Requirements
Simple, transparent, and easy to follow — because owning your dream home shouldn’t be complicated. Check if you qualify and start your homeownership journey today.
Borrower’s Basic Qualifications
- Must be a Filipino citizen
- 21 – 60 years old
- Must demonstrate capacity to pay based on net disposable income (NDI)
- Good credit standing (no serious unpaid loans or delinquencies)
Additional Documents (Proof of Income)
For Locally Employed:
- At least 1-year regular employment.
For Self-Employed:
- At least 2 years of profitable business operations
For OFWs:
- At least 2 years of cumulative overseas employment or a renewable contract.
Primary Documents (Required)
- Valid government-issued ID (borrower & co-borrower if applicable)
- Offer to Sell or Quotation from the property seller
- TCT – Owner’s Duplicate Copy & Deed of Sale
- Tax Declaration, Tax Receipt, and Tax Clearance
- Vicinity Map and Location Plan
- Fire Insurance Certificate
Don’t Meet All the Requirements?
Our team can help you find alternative solutions. Co-borrowers, guarantors, or collateral arrangements may help strengthen your application.
How SAFC’s Housing Loan Works
We know homeownership is a big step, so we made it hassle-free. Need a house for your family or a better living space? Here’s how it works in 3 simple steps:
01
Submit Application
Visit your nearest SAFC branch or fill out the Application Form and email it to your chosen branch. Prepare the basic documents needed. Our product experts are ready to guide you every step of the way!
02
Property Evaluation & Loan Approval
Our team reviews your documents and evaluates your property. You’ll get a quick approval—usually within 1 business day—without hidden requirements.
03
Move Into Your Dream Home
After approval, your loan is released immediately. Enjoy flexible monthly payments and low interest rates—designed to fit your lifestyle.
Service Coverage
We are proud to offer our BiyaHERO loan service across the Philippines. Whether you’re in Metro Manila, Cavite, Laguna, Bulacan, or other provinces, we are here to help you get the funding you need. Our extensive coverage ensures that you can access our services no matter where you are.
Let SAFC help you build your JuanTahanan today.
At SAFC, we believe every Filipino deserves a safe, stable, and happy home. Take the first step today — apply for JuanaTahanan and turn your dream into your new address.