JUANAsenso: Angat sa Negosyo Loan for Women Entrepreneurs

Support your business without surrendering your car or truck. Our exclusive loan program for women entrepreneurs offers flexible terms, low interest rates, and nationwide access.

Why Choose JUANAsenso?

Whether you run a sari-sari store, manage deliveries, or drive your family’s future forward — JUANAsenso: Angat sa Negosyo is designed with you in mind.

Here’s why SAFC is the trusted choice for your JUANAsenso loan needs:

Flexible Vehicle Refinancing

Use your car or truck as leverage without surrendering it. You keep driving — while your vehicle helps fuel your business growth.

Low Monthly Rates

Get competitive interest rates for as low as 0.99%. Transparent terms. No hidden fees.

Inclusive Co-Borrower Options

No business is built alone. Apply as a co-borrower — with your spouse, sister, or trusted partner. We support your support system.

Empowering Filipina Entrepreneurs with Flexible, Vehicle-Based Financing

At SAFC, we believe in the power and potential of Filipina-led businesses. From launching your first venture to scaling an existing one, this loan is built to support your journey — on your terms.

A Loan Made for Women Business Owners

JUANAsenso is more than just financial support. It’s inclusive financing built with empathy and understanding. We help women entrepreneurs access fast capital through their vehicle’s OR/CR, while keeping the vehicle they rely on every day.

Refinance Without Sacrifice

Need a quick boost for your business? You can refinance your car loan in the Philippines and use the cash for inventory, expansion, or emergencies — all while continuing to drive and operate your vehicle.

Built for You

The JUANAsenso Loan for Women Entrepreneurs is designed for those who lead with courage, juggle many roles, and still show up strong every day. You deserve a financing partner who truly supports your hustle.

When Is the JUANAsenso Loan Right for You?

Starting a Small Business

Launch your sari-sari store, online reselling gig, or food delivery service with accessible capital.

Restocking Inventory or Buying Supplies

Keep your business moving with flexible financing when you need to buy in bulk or prepare for peak sales.

Consolidating Debts

Combine your existing loans and lower your monthly payments with a more manageable rate through JUANAsenso.

Upgrading Tools

Improve your productivity by investing in better equipment or reliable transport.

Expanding Your Physical Store

From rebranding to process improvements, ORCR loans can support long-term projects that help your business level up.

Covering Temporary Cash Needs

Stay afloat during slow months or cover urgent expenses without interrupting operations.

Accepted Vehicle Types for JUANAsenso Loans

Private Cars

Sedans, hatchbacks, and SUVs used for personal or family purposes.

TNVS and Ride-Hailing Cars

Grab, JoyRide, or other app-based vehicles actively used for transport services.

Second-Hand Vehicles

Pre-owned vehicles in good condition with complete documents, available for models from 2012 and up.

Pickup Trucks

Perfect for business runs or heavy-duty use, your pickup can help secure the capital you need.

Light Delivery Vans

Great for transporting inventory, tools, or supplies. These vans work hard — just like you.

Multi-Cab and Utility Vans

If you use these for business or family, we’ve got you covered. They’re eligible for JUANAsenso support.

JUANAsenso Eligibility Requirements

To ensure a smooth and efficient loan application process, here’s a clear list of the documents you’ll need to submit. Having everything ready will help you get your JUANAsenso loan approved faster.

Borrower’s Basic Qualifications

Must be a Filipino citizen
21 – 65 years old
Open to both new and renewal accounts
Business permit must be under a woman’s name
Male borrowers must apply with a female co-borrower connected to the business
Borrower or co-borrower must be involved in a business (MSME)

Primary Documents (Required)

Latest OR/CR of the vehicle
Documented Proof of Income
Valid government-issued ID (with signature and photo)
Barangay Business Permit or Mayor’s Permit
Proof of business activity (photos, receipts, etc.)
Latest Proof of Billing (under borrower or household)
Marriage Certificate (if married)

Additional Documents (Proof of Income)

For Locally Employed Individuals:

For Self-Employed Individuals:

For Employed Overseas (OFWs) / Receiving Remittances:

Vehicle Qualifications

Don't Meet All Requirements?

Our team can help you find alternative solutions. Co-borrowers, guarantors, or collateral arrangements may help strengthen your application.

How SAFC’s JUANAsenso Loan Works

At SAFC, we’ve made the JUANAsenso loan process fast, simple, and transparent. Need cash for business, emergencies, or personal use? Just follow these 3 easy steps:

01

Submit Application

Visit your nearest SAFC branch or fill out the Application Form and email it to your chosen branch. Prepare the basic documents needed. Our product experts are ready to guide you every step of the way!

02

Vehicle Inspection & Loan Approval

After submitting your documents, our team will conduct a quick inspection to evaluate your vehicle’s condition and value. You’ll receive your loan approval within 1 business day—no long waits, no hidden steps.

03

Loan Disbursement & Repayment

Once approved, your loan is released immediately—so you can use the cash right away. Enjoy affordable monthly payments with low interest and repayment terms tailored to your needs—up to 5 years.

Service Coverage

We are proud to offer our JUANAsenso service across the Philippines. Whether you’re in Metro Manila, Cavite, Laguna, Bulacan, or other provinces, we are here to help you get the funding you need. Our extensive coverage ensures that you can access our services no matter where you are.

Real Support for Real Women in Business

Running a small business as a woman is no small feat. Let’s get you the support you deserve.