Loan Officer (Real Estate Mortgage Division) (Cainta)

SALARY RANGE – Php 20,000.00 – Php 25,000.00

DUTIES AND RESPONSIBILITIES:

  • Meet with clients to assess their mortgage needs and provide product recommendations.
  • Request for the appraisal reports of Mortgage property.
  • Explain REM products, interest rates, terms, and eligibility requirements.
  • Collect and verify financial documents (income, credit history, assets, and liabilities).
  • Evaluate loan applications and submit them for approval in line with company policies.
  • Maintain relationships with real estate agents, builders, and referral partners to generate leads.
  • Guide clients through the loan process, from application to closing.
  • Ensure compliance with banking regulations and lending standards.
  • Achieve monthly and quarterly sales/loan origination targets.

JOB SPECIFICATIONS:

  • Bachelor’s degree in Finance, Business Administration, Economics, Banking, or related field (preferred) or Undergraduate.
  • At least 1–3 years of experience in Real Estate Loan origination, financial services.
  • Experience in sales, client relationship management, or real estate transactions is desirable
  • Strong understanding of Real Estate products, loans process, and documentation.
  • Knowledge of Financing regulations and credit analysis with Strong sales and negotiation abilities to promote Real Estate products
  • Familiarity with real estate market trends, property valuation, and documentation requirements.
  • Excellent communication and interpersonal skills for dealing with clients and real estate agents
  • High ethical standards, integrity, and professionalism also Goal-driven, self-motivated, and able to meet sales/loan targets.
  • Customer-oriented with strong relationship-building skills, and Ability to work under pressure and manage multiple client accounts.
  • Willing to train in Head Office (Ortigas, Pasig) for two to three weeks
  • (Free accommodation, with training allowance, transportation reimbursement (one way))
  • Willing to do fieldworks
  • Can start ASAP

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