SAFC is one of the Philippines’ trusted financial institutions, offering a wide range of loan services to individuals and businesses alike. Whether it’s a car loan or multipurpose loan, SAFC is known for providing fast and accessible financial support tailored to every Filipino’s needs.
With more people leading busy lives, convenient SAFC payment methods have become increasingly important. After all, making timely payments shouldn’t be a hassle—it should be as easy and stress-free as getting the loan itself.
This guide was created to walk you through how to pay your SAFC loan, giving you a clear and complete overview of all available South Asialink Finance payment options. Whether you prefer to pay online, over the counter, or through partner billers, this guide will help you choose the best method that fits your lifestyle.
SAFC Payment Methods at a Glance
When it comes to settling your loan, SAFC payment options are designed with flexibility and convenience in mind. Whether you’re a first-time borrower or a long-time client, SAFC offers multiple channels to suit your schedule and preferences.
Here’s a quick look at the two main SAFC payment methods available in 2025:
- Over-the-Counter Payment
Ideal for those who prefer traditional, face-to-face transactions. Simply head to any accredited SAFC billers or partner payment centers and process your loan payment with cash or card. - Online Payment
Perfect for tech-savvy clients or those who are always on the go. You can now pay SAFC online through digital banking apps and e-wallets—no need to leave your home or office.
Who Can Benefit From These Payment Methods?
- New Borrowers: Easily choose a method that aligns with your routine from the very start.
- Existing Clients: Conveniently manage your loans with faster and more accessible payment options.
- Busy Professionals: Avoid long queues or extra travel, especially with the growing popularity of online payments.
By offering both modern and traditional ways to pay, SAFC ensures that every client, regardless of preference or tech comfort level, can find a simple and reliable way to stay on top of their loan obligations.
How to Pay Your SAFC Loan Over-the-Counter (OTC)
If you prefer making payments in person, SAFC over-the-counter payment is a straightforward and reliable option. SAFC has partnered with several trusted payment centers nationwide to make your loan payments easier and more accessible.
Step-by-Step OTC Payment Instructions
Here’s a simple guide on how to pay your SAFC loan using the over-the-counter method:
Step 1: Visit the nearest partner payment center
Head to your chosen SAFC payment center, such as M Lhuillier, Cebuana Lhuillier, BDO, or RCBC.
Step 2: Fill out the Bills Payment Form
At the counter, request a Bills Payment Form and fill it out with the following details:
- Payee: South Asialink Finance Corp.
- Complete Name: Your full name as registered on your loan
- PN Reference No.: 16-digit Payment Number (usually found on your loan statement)
- Contact No.: Your active mobile or landline number
- Amount: Exact amount due for payment
Step 3: Pay the amount to the cashier
Hand over the completed form and payment to the cashier. You can pay in cash or use a debit card, depending on the center’s accepted modes.
Step 4: Keep the validated payment slip
After the transaction, the cashier will return a validated payment slip. Keep this slip as proof of payment for your records.
SAFC Over-the-Counter Payment Center Partners
You can make your SAFC loan payments at the following authorized partners:
- M Lhuillier – With thousands of branches nationwide, it’s one of the most accessible options.
- Cebuana Lhuillier – Another reliable partner with wide coverage and quick service.
- RCBC – Ideal for clients with accounts at RCBC or who prefer banking hall payments.
- BDO – Offers over-the-counter payments through its extensive branch network.
No matter which center you choose, these SAFC billers make paying your loan easy and hassle-free.
How to Pay Your SAFC Loan Online
For clients who want to skip the lines and handle transactions with just a few taps, paying your SAFC loan online is the most convenient option. With multiple e-wallets, banks, and partner apps available via ECPay, digital payments have never been easier.
Step-by-Step Online Payment Instructions
Follow these simple steps to complete your South Asialink Finance payment online:
Step 1: Log in to your mobile banking or e-wallet app
Open your preferred digital platform—this could be GCash, Maya, ShopeePay, or any ECPay-supported app.
Step 2: Select “Bills Payment”
Navigate to the Bills Payment or Pay Bills section within the app.
Step 3: Search and select South Asialink Finance Corp.
In the list of billers, search for South Asialink Finance Corp. and select it as your biller.
Step 4: Fill out the payment details
Provide the required loan details:
- Complete Name – As registered on your loan
- PN Reference No. – 16-digit Payment Number
- Contact No. – Your active mobile number
- Amount – The amount you wish to pay
Step 5: Review details and confirm payment
Double-check all details before tapping the Confirm or Pay Now button to avoid errors.
Step 6: Take a screenshot of the confirmation
Once your payment is successful, screenshot the confirmation page as proof of payment.
SAFC Online Payment Partners via ECPay
Thanks to ECPay, you can settle your SAFC loan through a wide range of digital platforms and partner outlets, including:
- 7-Eleven
- GCash
- Maya
- ShopeePay
- PalawanPay
- Tambunting
- SeaBank
- TrueMoney
- ExpressPay
- ECPay Kiosk
- eTap Kiosk
- Producers Bank
Whether you’re using your phone, visiting a nearby convenience store, or accessing a kiosk, these SAFC payment methods are tailored to meet your lifestyle—quick, easy, and accessible anytime, anywhere.
Frequently Asked Questions (FAQs)
Still have questions about how to pay your SAFC loan or the available SAFC payment methods? Below are some of the most common inquiries from borrowers to help guide you further:
The PN Reference Number is a unique 16-digit code assigned to your loan. It’s required when filling out payment forms—both online and over the counter. You can usually find this number on your loan statement, contract, or by contacting SAFC directly.
Yes! SAFC payment options allow for early and partial payments. Making advance payments can help reduce your outstanding balance or shorten your loan term. For partial payments, it’s best to coordinate with SAFC to ensure they’re applied correctly.
Some SAFC billers and partner outlets may charge a minimal service fee, especially for over-the-counter or digital transactions. Fees may vary depending on the payment channel (e.g., GCash, 7-Eleven, or bank partners), so always check before confirming your payment.
Payments made via SAFC over-the-counter payment or online channels are usually posted within 1–2 business days. For faster posting, it’s recommended to keep a copy of your validated slip or payment confirmation and monitor your account.
If you encounter any issues or need help confirming your payment, you can reach out to SAFC’s customer service through the following channels:
- Mobile: 0917-857-8314
- Email: customercare@safc.com.ph
- Official Facebook Page: https://www.facebook.com/safc.ph/
Make sure to prepare your PN Reference Number and payment details for faster assistance.
Tips for Hassle-Free Loan Payments
To avoid delays and ensure that your SAFC payment methods work smoothly every time, follow these practical tips:
Always double-check your PN Reference Number
The 16-digit PN Reference No. is essential when making payments. A single wrong digit can lead to a failed or misdirected transaction. Whether you’re paying SAFC online or over the counter, verify this number before confirming your payment.
Keep payment receipts and screenshots for reference
No matter where or how you pay your SAFC loan, always keep a copy of your validated payment slip or digital confirmation. This acts as your proof of payment in case any posting delays or system errors occur.
Choose the most convenient payment method based on your location and schedule
SAFC payment options are designed to be flexible. If you’re constantly on the go, use digital apps like GCash or ShopeePay. If you prefer in-person transactions, nearby branches of Cebuana Lhuillier or 7-Eleven offer easy access. Pick a method that fits your lifestyle to make repayments stress-free.
Conclusion
SAFC, convenience is at the heart of our service. From applying for a loan to making repayments, we make the entire process easy, fast, and accessible. With a wide array of SAFC payment methods—from online platforms like GCash and Maya to trusted over-the-counter partners like Cebuana and M Lhuillier—you’re always just a few steps away from settling your dues.
Whether you’re a new borrower or a long-time client, SAFC ensures that paying your loan is just as seamless as getting one. So go ahead—choose the South Asialink Finance payment option that fits your lifestyle, stay on top of your dues, and enjoy a hassle-free borrowing experience.
If you have questions, need assistance, or want to speak to a representative, feel free to contact us. We’re here to help!
Flexible payment methods, real people support. That’s the SAFC difference.
Whether you’re on your first loan or already planning your next one, SAFC gives you convenient payment options—and financial products that grow with you.
