PASIG CITY—Bridging the gap in access to capital for Filipina business owners, SAFC’s JUANAsenso Loan has extended ₱1.030 billion in financing to 1,928 women borrowers from June 2025 to October 2026.
By geographic distribution, more than 95% of borrowers came from Luzon, with Region IV-A (CALABARZON) accounting for the largest share which recorded 711 beneficiaries.
In terms of borrower profile, 1,534 are small and medium enterprise business owners, while 414 are wage employees who also manage their own business ventures alongside their primary employment. Individual financing releases ranged from ₱100,000 to about ₱8 million.
Through vehicle refinancing (Sangla OR/CR), qualified women entrepreneurs can use their cars or trucks as collateral to secure financing of up to ₱15 million while keeping possession of their vehicles. This enables women-led micro, small, and medium enterprises (MSMEs) to fund business needs while maintaining the mobility essential to their operations.
JUANAsenso Loan caters to various qualified vehicle types, including private and pre-owned cars, TNVS (Transport Network Vehicle Services) vehicles, pickup trucks, light delivery vans, and multicabs. It offers an interest rate of 0.99% and repayment terms of up to five years.
SAFC has also simplified the application into three steps: document submission, vehicle inspection and loan evaluation, and disbursement. Qualified applications are targeted for approval within one business day, subject to complete requirements and successful evaluation.
“Women entrepreneurs play an important role in the country’s economy, yet access to capital remains a challenge for many who want to grow their businesses. Through JUANAsenso, we aim to make financing more accessible by allowing women to leverage assets they already own to pursue their business goals,” said Maricel D. Dejongoy, SAFC President and CEO.
SAFC’s dedication to expanding financial inclusion for women earned the institution international recognition as the recipient of the 2026 Global Banking & Finance Review Award for Best Financial Institution for Empowering Women in Business–Philippines.
As part of its continuing efforts to advance women’s economic participation, SAFC convened women entrepreneurs, business leaders, and representatives from the financial and government sectors for JUANA TALKS, held on November 10, 2026. The forum explored women’s business journeys, challenges in accessing capital, and opportunities for collaboration to support the growth of women-led enterprises.
“Beyond providing loans, we want to help women entrepreneurs sustain and grow their businesses while building better futures for their families and communities. With most of our current borrowers coming from Luzon, we recognize the need to expand our reach to Visayas and Mindanao, so more Filipina entrepreneurs can benefit from accessible financing opportunities,” Dejongoy added.
