Get the Best Auto Loan in the Philippines

Drive your dream car sooner with SAFC’s low-interest auto loans. Whether you’re buying brand-new or second-hand, we offer fast approval, flexible terms, and nationwide coverage—including Metro Manila, Cebu, and Davao. Perfect for OFWs, business owners, and first-time buyers.

Why Choose SAFC’s Car Loan?

At SAFC, we make car ownership easier, faster, and more accessible for every Filipino. Whether you’re buying a brand-new ride or looking for the best auto loan for used cars, we’ve got you covered with a financing experience that’s fast, flexible, and tailored to your needs.

1-Day Car Loan Approval

Get approved in as fast as 1 day—no long waits, no endless paperwork. We know time is precious, especially when your car is part of your daily hustle or dream.

Low Interest Rates

Enjoy one of the lowest interest rates in the market, making your monthly payments lighter and more manageable. Our goal? To help you drive without the debt stress.

Nationwide Coverage

Wherever you are in the Philippines—Metro Manila, Cebu, Davao, or beyond—SAFC is ready to serve. We partner with top dealers nationwide to give you a seamless car loan experience.

What Can You Finance?

Whether you’re buying brand-new or used, SAFC has the best auto loan for your needs. We offer flexible and affordable car financing options tailored to your goals—whether you’re a first-time buyer looking for a shiny new ride or a practical driver seeking value in a quality pre-owned vehicle.

Brand New Car Financing

Enjoy the best rates and flexible terms on our brand new car financing program, perfect for first-time buyers or car upgrade plans.

Used Car Financing

We offer flexible, reliable financing for quality pre-owned vehicles—because a great car doesn’t always have to be brand new.

Common Use Cases

First-Time Buyers

Build your credit and drive your first car without breaking the bank.

Business Owners

Expand operations with a second vehicle or delivery van.

Self-Employed Professionals

We know your income may vary, but that shouldn’t stop you from getting a car loan.

OFWs

Finance a car in the Philippines while working abroad—secure your family’s future.

Refinancers

Transfer or upgrade your current loan to save on interest.

TNVS & Rideshare Drivers

Planning to drive for Grab, Joyride, or other TNVS platforms? We’ll help you finance a compliant vehicle.

Auto Loan Eligibility Requirements

To ensure a smooth and efficient loan application process, here’s a clear list of the documents you’ll need to submit. Having everything ready will help you get your Auto loan approved faster.

Borrower’s Basic Qualifications

Proof of Income (Required)

For Locally Employed Individuals:

For Self-Employed Individuals:

For Employed Overseas (OFWs) / Receiving Remittances:

Vehicle Qualifications

Don’t Meet All the Requirements?

Our team can help you find alternative solutions. Co-borrowers, guarantors, or collateral arrangements may help strengthen your application.

How SAFC’s Car Loan Works

At SAFC, we’ve made the Auto loan process fast, simple, and transparent. Need cash for business, emergencies, or personal use? Just follow these 3 easy steps:

01

Submit Application

Visit a branch or apply online. Submit the necessary documents.

02

Credit Investigation & Evaluation

Quick processing in 1 business day.

03