Sangla Titulo Made Easy: Reliable Loans Tailored to You
Get fast access to cash using your property title (TCT/CCT) with interest starting at 0.80%/month. Keep ownership while getting the funds you need for your business.
Why Choose SAFC Sangla Titulo Loan?
Low-interest Rates
We offer one of the lowest interest rates in the market—starting at just 0.80% per month. This ensures that your loan is affordable and easy to repay.
Fast Approval
Need quick access to funds? We offer loan approval in as little as 24-48 hours, so you don’t have to wait long to get the financial support you need.
No Hidden Fees
Our process is transparent and straightforward. We charge no broker fees and no agent fees, so you know exactly what to expect from the start.

Who is This Loan For?
Sangla Titulo loans are designed for business owners and entrepreneurs who need fast access to capital
Small Business Owners
Perfect for sari-sari stores, retail shops, and small enterprises needing working capital
Self-Employed Professionals
Freelancers, consultants, and independent contractors who need quick access to funds
SME Entrepreneurs
Small to medium enterprises looking for emergency capital or business expansion funds
Popular Business Applications
Business Expansion
Use the loan to finance growth, open new locations, or invest in business equipment.
Emergency Working Capital
Get immediate access to cash for operational expenses or emergencies.
Asset Purchase
Use the loan to purchase business assets or vehicles (e.g., delivery trucks).
Cover Overhead Costs
Pay for rent, supplies, and other business costs without delay.
SME Growth
Often use the Sangla Titulo for day-to-day operations, ensuring business continuity.
Marketing and Advertising
Fund your marketing campaigns or advertising efforts to promote your products or services.
Accepted Property Types

Residential Properties
Houses, condos, townhouses in prime locations

Commercial Properties
Offices, retail spaces, warehouses for business use

Agricultural Properties
Farm lands and agricultural lots along main roads
Sangla Titulo Loan Eligibility Requirements
Borrower’s Basic Qualifications
- Must be a Filipino citizen
- 21 – 65 years old
- Has a steady source of income
- Has a working mobile number or landline
Primary Documents (Required)
- Certified True Copy of TCT or CCT (property title).
- Tax Declaration (updated).
- Latest Tax Receipt and Tax Clearance.
- Vicinity Map (property location).
- Picture of Property (clear and recent).
Additional Documents (Proof of Income)
For Locally Employed Individuals:
- Latest Certificate of Employment (COE)
- Company ID
- Three (3) Latest Payslips or Payroll ATM (Bank Statement)
For Self-Employed Individuals:
- Latest Business Permit
- DTI/SEC Registration
- Three (3) Months Latest Bank Statement
For Employed Overseas (OFWs) / Receiving Remittances:
- Contract of Employment
- Proof of Remittance or Allotment
- VISA or E-Receipt (For OFWs)
- Seaman’s Book (For Seamen)
Clean Title Requirement
- Your property’s title must be free from liens and encumbrances. This ensures that the loan process remains smooth and efficient.
Don't meet all requirements?
Our team can help you find alternative solutions. Co-borrowers, guarantors, or collateral arrangements may help strengthen your application.
How SAFC’s Sangla Titulo Loan Works
At SAFC, we’ve simplified the process of applying for a Sangla Titulo to make it quick, easy, and transparent. Here’s how it works in just 3 simple steps:
01
Submit Application
Visit a branch or apply online. Gather the following documents:
- Certified True Copy of TCT or CCT (Property Title)
- Tax Declaration (Updated)
- Tax Receipt and Tax Clearance
- Vicinity Map and Property Picture
02
Property Appraisal & Loan Approval
We’ll send an appraiser to evaluate the value of your property. Based on this appraisal, we’ll determine the loan amount. You’ll receive loan approval within 24-48 hours, so you won’t have to wait long to know your loan status.
03
Loan Disbursement & Repayment
Once approved, the loan funds are disbursed directly to your account. You can use the money immediately. Repayments are flexible, with customizable monthly terms and low-interest rates for up to 5 years.
Service Coverage
Ready to Get Your Sangla Titulo Loan?
Start your application today and get approved in as little as 24-48 hours. Secure the funds you need with your land title as collateral!