Loan Officer (Real Estate Mortgage Division) (Urdaneta)

SALARY RANGE – Php 20,000.00 – Php 25,000.00

DUTIES AND RESPONSIBILITIES:

· Meet with clients to assess their mortgage needs and provide product recommendations.

· Request for the appraisal reports of Mortgage property.

· Explain REM products, interest rates, terms, and eligibility requirements.

· Collect and verify financial documents (income, credit history, assets, and liabilities).

· Evaluate loan applications and submit them for approval in line with company policies.

· Maintain relationships with real estate agents, builders, and referral partners to generate leads.

· Guide clients through the loan process, from application to closing.

· Ensure compliance with banking regulations and lending standards.

· Achieve monthly and quarterly sales/loan origination targets.

JOB SPECIFICATIONS:

· Bachelor’s degree in Finance, Business Administration, Economics, Banking, or related field (preferred) or Undergraduate.

· At least 1–3 years of experience in Real Estate Loan origination, financial services.

· Experience in sales, client relationship management, or real estate transactions is desirable

· Strong understanding of Real Estate products, loans process, and documentation.

· Knowledge of Financing regulations and credit analysis with Strong sales and negotiation abilities to promote Real Estate products

· Familiarity with real estate market trends, property valuation, and documentation requirements.

· Excellent communication and interpersonal skills for dealing with clients and real estate agents

· High ethical standards, integrity, and professionalism also Goal-driven, self-motivated, and able to meet sales/loan targets.

· Customer-oriented with strong relationship-building skills, and Ability to work under pressure and manage multiple client accounts.

· Willing to train in Head Office (Ortigas, Pasig) for two to three weeks

(Free accommodation, with training allowance, transportation reimbursement (one way)

· Willing to do fieldworks

· Can start ASAP

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