Loan Eligibility
- 30% Outstanding Balance from the previous Bank or Financing/Lending Institution.
- Borrowers must have no delinquency history with their current Bank or Financing/Lending Institution.
Requirements
- Encumbered ORCR
- Certificate of Outstanding Balance and SOA from the Bank or Financing/Lending Institution.
- Stencil in LTO Blue Form
- Proof of Income:
- If Locally Employed:
- Latest Certificate of Employment (COE)
- Company ID
- Three Months (3) Latest Payslip
- Three Months (3) Latest Payroll Bank Statement
- If Self-Employed:
- Latest Business Permit
- Three (3) Months Latest Bank Statement
- If Employed Abroad:
- Contract of Employment/Certificate of Employment (COE)
- Three Months (3) Latest Payslip
- Three Months (3) Latest Remittances
- Copy of Passport and Visa
- Copy of Plane ticket for OFW
- If Locally Employed:
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